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We've gone through the best bank promotions and bonus offers among national, regional banks, and online banks for June 2024. Here are our top picks for current bank account promotion offers.
Best Bank Bonuses of June 2024
- Chase Private Client Checking℠: Earn up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities (offer expires 7/24/2024)
- Huntington Bank Platinum Perks Checking: Earn a $600 cash bonus for eligible new customers who open a new, qualifying Huntington Platinum Perks Checking account by June 7, 2024 with qualifying activities
- U.S. Bank Smartly® Checking: Earnup to $500 (earn up to $700 total if you qualify for both Smartly Checking and Standard Savings account offers)
- BMO Relationship Checking: Earn a $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days (offer expires September 9, 2024)
- Huntington Bank Perks Checking: Earn a $400 cash bonus for eligible new customers who open a new, qualifying Huntington Bank Perks Checking account by June 7, 2024 with qualifying activities
- Truist One Checking: Earn a $400 for opening a new Truist One Checking account online using code TRUIST400AFL24 and completing qualifying activities (offer expires June 26, 2024)
- BMO Smart Money Checking: Earn a $350 cash bonus when you have a total of at least$4,000 in qualifying direct depositswithin the first 90 days (offer expires September 9, 2024)
- BMO Smart Advantage Checking Account: Earn a $350 cash bonus when you have a total of at least$4,000 in qualifying direct depositswithin the first 90 days (offer expires September 9, 2024)
- First Tech Rewards Checking®: Earn a Earn a $300 bonus with qualifying direct deposits within three months of account opening (offer expires 6/30/24)
- Wells Fargo Everyday Checking Account: Earn a $300 bonus when you open a new account from the offer webpage with a $25 minimum opening deposit and receive a total of $1,000 or more in qualifying electronic deposits to your new checking account within 90 calendar days of account opening (offer ends June 25, 2024)
- Chase Total Checking®: Earn a $300 bonus when you open an account and make direct deposits totaling $500 or more within 90 days of coupon enrollment (offer expires on 07/24/2024)
- TD Bank Beyond Checking Account: Earn $300 when you have $2,500 in qualifying direct deposits within 60 days (offer June 30, 2024)
- Axos Bank Rewards Checking: Earn up to $300 welcome bonus when you use the promo code AXOS300 to apply for a Rewards Checking account and have qualifying direct deposit(s) by 6/30/24
- SoFi Checking and Savings: Earn up to $300 with qualifying direct deposit for eligible customers (offer expires 12/31/24)
- Laurel Road Loyalty Checking Account: Earn a $300 bonus after making a qualifying direct deposit of $2,500 or more within 60 days of opening your account (offer expires 07/31/2024)
- Valley All Access Rewards Checking Account: Earn up to $240 during your first year of account opening ($20 per month for 12 months) when you complete qualifying activities
- Fifth Third Momentum® Checking: Earn a $200 cash bonus when you make a direct deposit of $500 or more within 90 days of account opening (offer expires 06/30/2024)
- TD Bank Complete Checking: Earn $200 when you have $500 in qualifying direct deposits within 60 days (offer expires June 30, 2024)
- Key Smart Checking®: Earn $200 after making a $10 minimum opening deposit plus one direct deposit of at least $500 within the first 60 days of account opening (open account by 07/19/2024)
- : Earn a $200 bonus when you make qualifying direct deposits totaling at least $500 within 90 days of account opening (offer expires 6/30/2024)
- : Earn a $150 bonus when you make qualifying direct deposits totaling at least $500 within 90 days of account opening (offer expires 6/30/2024)
- : Earn a $100 bonus when you make qualifying direct deposits totaling at least $500 within 90 days of account opening (offer expires 6/30/2024)
- Chase Secure Banking℠: Earn $100 when you open a Chase Secure Banking account as a new Chase checking customer with qualifying transactions (offer expires 7/24/2024)
- Chase College Checking℠: Earn $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment (offer expires 7/24/2024)
- PNC Bank Virtual Wallet®: Earn $100 if you open Virtual Wallet® and establish total qualifying direct deposits of at least $500 in the first 60 days, $200 when you open Virtual Wallet® with Performance Spend and establish total qualifying direct deposits of at least $2,000 in first 60 days, or $400 when you open Virtual Wallet® with Performance Select and establish total qualifying direct deposits of at least $5,000 in direct deposits in the first 60 days (offer ends 07/01/2024)
- Experian Smart Money: Earn a $50 bonus when you set up direct deposit
Compare the Top Checking Account Bonus Offers
The best checking account bonuses can be found at brick-and-mortar banks, although a couple of online banks also have solid checking bonuses, too. Our top picks also stand out because they either offer high cash bonuses or have accomplishable requirements that many people can fulfill.
To get the top checking account bonuses you typically need to be a new customer who hasn't opened a checking account with the bank recently. We've included a variety of bonuses with different earnings, so you can find an account with requirements you can complete.
Chase Private Client Checking℠
Bonus amount: $1,000 to $3,000
Expiration date: July 24, 2024
Who qualifies: Both new and existing Chase Private Client customers are eligible. Eligible accounts are Chase personal checking and savings accounts, and J.P. Morgan Wealth Management non-retirement accounts.
What you need to do:
- If you're a new client, visit the Chase bonus page and enter your email address to receive your promo code; then meet with a Private Client Banker to upgrade or open your account
- Transfer at least $150,000 of qualifying new money or securities into a combination of eligible accounts within the first 45 days
- To earn a $1,000 bonus, transfer $150,000 to $249,999
- To earn a $2,000 bonus, transfer $250,000 to $499,999
- To earn a $3,000 bonus, transfer $500,000 or more
- Maintain your new money balance for at least 90 days from opening the account
When you'll receive the money: The money will show up in your account within 40 days of your completing the requirements.
Chase Private Client Checking Review
Huntington Bank Platinum Perks Checking
Bonus amount: $600
Expiration date: June 7, 2024
Who qualifies: You must open a new Huntington Bank customer to qualify.
What you need to do:
- Open a new account by June 7, 2024
- Deposit at least $25,000 within 90 days of opening your account and maintain a $25,000 account balance for 90 days
When you'll receive the money:The money will be deposited into your checking account within 14 days after you meet the requirements.
Huntington Bank Review
U.S. Bank Smartly® Checking
Bonus amount: up to $500 (earn up to $700 total if you qualify for both Smartly Checking and Standard Savings account offers)
Expiration date: June 27, 2024
Who qualifies:You won't be eligible if you have existing U.S. Bank consumer checking accounts, opened a U.S. Bank checking account in the last two years, or got a U.S. Bank consumer checking account bonus in the last two years. Offer may not be available if you live outside of the U.S. Bank footprint or are an existing client of U.S. Bank or State Farm.
What you need to do:
- Open U.S. Bank Smartly® Checking online, by phone, or at a branch with a $25 opening deposit (The promo code is automatically applied if you apply for the account through the promotional page; if you do not apply through the promotional page, you can use the code "2024APR" during account opening)
- Enroll in mobile banking or online banking during the first 90 days of account opening
- To earn a $100 bonus, you must get two or more direct deposits totaling $3,000 to $4,999.99 in the first 90 days
- To earn a $300 bonus, you must get two or more direct deposits totaling $5,000 to $9,999.99 in the first 90 days
- To earn a $500 bonus, you must get two or more direct deposits totaling $10,000 or more in the first 90 days
When you'll receive the money: The cash bonus will be deposited into your U.S. Bank checking account within 60 days of fulfilling the requirements.
U.S. Bank Checking Account Review
BMO Relationship Checking, BMO Smart Money Checking, and BMO Smart Advantage Checking Account
Bonus amount: $500 (BMO Relationship Checking), $350 (BMO Smart Money Checking), or $350 (BMO Smart Advantage Checking)
Expiration date: September 9, 2024
Who qualifies:You must be a new BMO personal checking account customer or someone who hasn't closed a BMO personal checking account in the last 12 months.
What you need to do:
- Open a BMO personal checking online, by phone, or at a branch by September 9, 2024, using a promo code
- To earn a $350 on BMO Smart Advantage Checking Account or BMO Smart Money Checking, make a qualifying direct deposit of $4,000 or more within the first 90 days
- To earn a $500 on BMO Relationship Checking make a qualifying direct deposit of $7,500 or more within the first 90 days
When you'll receive the money:The cash bonus will be deposited into your BMO checking account around 130 days after account opening.
BMO Bank Review
Huntington Bank Perks Checking
Bonus amount: $400
Expiration date: June 7, 2024
Who qualifies: You must be a new Huntington Bank customer to qualify.
What you need to do:
- Open a new account by June 7, 2024
- Make a qualifying direct deposit within 90 days of opening your account and maintain a $1,000 account balance for 90 days to avoid monthly service fee
When you'll receive the money:The money will be deposited into your checking account within 14 days after you meet the requirements.
Truist One Checking
Bonus amount: $400
Expiration date: June 26, 2024
Who qualifies: You must not currently have a checking account with Truist Bank, and you can't have closed a checking account with Truist Bank on or after February 28, 2024.
What you need to do:
- Open a new account by June 26, 2024 using the promo code TRUIST400AFL24
- Receive at least one direct deposit of $500 or more within 90 days of the account opening
- Complete at least 15 debit card purchases within 90 days of the account opening
When you'll receive the money: The money will be deposited into your account within four weeks of meeting the qualification requirements, as long as your checking account is open, in good standing, and has a balance of at least $0.01.
Truist Bank Review
First Tech Rewards Checking®
Bonus amount: $300
Expiration date: June 30, 2024
Who qualifies: You must be a First Tech Credit Union member without any direct deposits in the last 18 months.
What you need to do: Set up direct deposit from your employer to your First Tech Rewards Checking account, of $1,000+ per month for at least three months. Your Membership Savings account must be in good standing during this period to earn the bonus.
When you'll receive the money: Within the first week after you've successfully met the requirements of the 120-day enrollment period.
Wells Fargo Everyday Checking Account
Bonus amount: $325
Expiration date: June 25, 2024
Who qualifies: You must be a new Wells Fargo checking account customer. You aren't eligible if you've received a Wells Fargo checking bonus in the last 12 months, and you can't be a Wells Fargo employee.
What you need to do:
- Open an eligible account by June 25, 2024, with a $25 minimum opening deposit
- To open online, visit the bonus page; to open the account in a branch, enter your email address on the bonus page and Wells Fargo will email you a promo code to give at the branch.
- Receive at least $1,000 in direct deposits in the account within 90 days of opening it
When you'll receive the money: After the initial 90-day period ends, the money will appear in your account within 30 days.
Wells Fargo Bank Review
Chase Total Checking®
Bonus amount: $300
Expiration date:July 24, 2024
Who qualifies: New personal checking account customers.
What you need to do:
- Open an eligible account with a coupon code
- Set up direct deposit totaling $500 or more within 90 days after enrolling
When you'll receive the money: You'll receive the $300 within 15 days.
Chase Total Checking Review
TD Bank Beyond Checking Account
Bonus amount:$300
Expiration date: June 30, 2024
Who qualifies: You must be a new TD Bank customer to qualify.
What you need to do:
- Open a new account
- Receive at least $2,500 in qualifying direct deposits within 60 days of opening the account
- Keep your account open for at least 6 months
When you'll receive the money: The money will be deposited into your account around 180 days after opening the account.
TD Bank Checking Account Review
Key Smart Checking®
Bonus amount: $200
Expiration date:July 19, 2024
Who qualifies:You must be a new KeyBank checking account customer. You won't be eligible if you had a KeyBank personal checking account in the last 12 months.
What you need to do:
- Open a Key Smart Checking® through the promotional page or with a promo code by July 19, 2024. You must make a minimum opening deposit of $10.
- Make one direct deposit of $500 or more in the first 60 days of opening the account.
When you'll receive the money:You'll get the money deposited into your account within 90 days of fulfilling all the criteria.
KeyBank Review
Axos Bank Rewards Checking
Bonus amount:$300
Expiration date: June 30, 2024
Who qualifies: You must open an eligible account.
What you need to do:
- Open an Axos Bank Rewards Checking Account by June 30th, 2024, using the promo code "AXOS300"
- Receive at least $5,000 in direct deposits in each calendar month during the first seven calendar months your account is open (including the month when you opened the account)
- Maintain a minimum average daily balance of $7,000 or more from September 2023, through March 2024, during the seven statement cycles
- A maximum of six payouts of $50 for each calendar month that the account is receiving the direct deposit
When you'll receive the money: The money will be deposited into your checking account within 10 business days following the end of the statement cycle in which the direct deposit requirement was met. You must keep your account open for at least 210 days or you'll have to pay an early closure fee of up to $300.
Axos Bank Review
SoFi Checking and Savings
Bonus amount: up to $300 with qualifying direct deposit for eligible customers (offer expires 12/31/24)
Expiration date: December 31, 2024
Who qualifies: If you're a new customer, set up an account and enroll in direct deposit. You're also eligible as an existing customer if you haven't already set up direct deposit.
What you need to do:
- Once you've opened your account, enroll in direct deposit
- Receive qualifying direct deposits within the 25-day evaluation period
- If direct deposits equal $1,000 to $4,999.99, you'll receive a $50 bonus
- If direct deposits come $5,000 or more during the evaluation period, you'll receive a $300 bonus
- Keep in mind, the 25-day evaluation period won't go beyond the promotion period expiration date
When you'll receive the money: The bonus will show up in your account within seven business days after the 25-day evaluation period ends.
SoFi Checking and Savings Review
Laurel Road Loyalty Checking Account
Bonus amount: $300
Expiration date: July 31, 2024
What you need to do:
- Open an eligible account by July 31, 2024
- Make qualifying direct deposits of $2,500 or more in the first 60 days
When you'll receive the money: The $300 should hit your account within 60 days of your meeting the requirements.
Laurel Road Banking Review
Valley All Access Rewards Checking Account
Bonus amount: up to $240 ($20 per month for up to 12 months)
Expiration date: Ongoing
Who qualifies: You're eligible for this bonus if you are a new consumer checking customer at Valley National Bank and over age 18. Valley has branches in Alabama, Florida, New Jersey, and New York.
What you need to do:
- Receive $750 in direct deposits each month
- For every month you meet this requirement in the first year, you'll receive a $20 bonus
- The bonus expires one year after opening the account; if you don't meet the direct deposit requirement for one month, you aren't eligible to continue earning a bonus for the following months
When you'll receive the money: The $20 will be deposited into your account within 35 days of the monthly qualifying recurring direct deposit.
Valley National Bank Review
Fifth Third Momentum® Checking
Bonus amount:$200
Expiration date: June 30, 2024
Who qualifies:You must be a new Fifth Third Bank checking account customer. You won't be eligible if you have an existing Fifth Third Bank checking account or closed an account within the last 13 months.
What you need to do:
- Open a Fifth Third Momentum Checking account through the promotional page
- Make direct deposits totaling $500 or more in the first 90 days of opening an account
When you'll receive the money:The bonus is added to your account within 10 days of completing the bonus requirements.
Fifth Third Bank Review
TD Bank Complete Checking
Bonus amount:$200
Expiration date: June 30, 2024
Who qualifies: You must be a new TD Bank customer to qualify. TD Bank defines a new customer as anyone who doesn't have any existing TD Bank checking account or hasn't opened a TD checking account in the last 12 months.
What you need to do:
- Open an eligible account
- Receive at least $500 in qualifying direct deposits within 60 days of opening the account
- Keep your account open for at least 6 months
When you'll receive the money: The money will be deposited into your account around 180 days after opening the account.
M&T Bank EZChoice Checking, M&T Bank MyChoice Plus Checking, and M&T Bank MyChoice Premium Checking
Bonus amount: $100 (), $150 (), $200 ()
Expiration date: June 30, 2024
Who qualifies: You don't qualify if you're already a personal M&T checking account customer, you've closed an M&T account in the last 180 days, you've received an M&T checking bonus in the last 12 months (unless it was from the Refer Friends Program), or are an employee of M&T or its affiliates.
What you need to do:
- Open an eligible account by June 30, 2024, either online or in a branch, and request a promo code
- Make at least $500 in qualifying direct deposits (including payroll, pension, or Social Security) in the first 90 days
When you'll receive the money: The bonus will show up in your account within 90 days of completing the requirements.
Chase Secure Banking℠
Bonus amount: $100
Expiration date: July 24, 2024
Who qualifies: You must be a new checking account customer.
What you need to do:
- Open an account by accessing a coupon online
- Make 10 transactions during the first 60 days
When you'll receive the money: You'll get the money deposited into your account 15 days after you've completed 10 transactions.
Chase Secure Banking Review
Chase College Checking℠
Bonus amount: $100
Expiration date: July 24, 2024
Who qualifies: This account is for college students ages 17 to 24. You cannot already be a Chase checking customer, have closed a Chase account in the last 90 days, or have closed a Chase account with a negative balance within the last three years. You won't qualify if you've received another Chase sign-up bonus in the last two years.
What you need to do:
- Open an account by July 24, 2024, on the promotion page
- Complete 10 qualifying transactions (including debit card purchases, online bill payments, Zelle, Chase QuickDeposit, or ACH credits) within 60 days
When you'll receive the money: The $100 will be deposited into your account within 15 days after you complete the qualifying transactions
PNC Bank Virtual Wallet®
Bonus amount: $100, $200, or $400
Expiration date: July 1, 2024
Who qualifies: This offer is only available in markets where there are PNC branches. You and any signer on the account must be a new PNC checking customer. You aren't eligible if you've closed a PNC checking account in the last 90 days or received a PNC promotional offer in the last 24 months.
What you need to do:
- By July 1, 2024, open a PNC Bank Virtual Wallet to earn a $100 bonus, PNC Virtual Wallet with Performance Spend to earn $200, and PNC Virtual Wallet with Performance Select to earn $400; you must apply online to qualify
- Receive a qualifying direct deposit within the first 60 days
When you'll receive the money: The money will be deposited into your account 60 to 90 days after you meet the requirements.
PNC Bank Review
Experian Smart Money
Bonus amount: $50
Expiration date: Experian may end the offer at any time.
Who qualifies: This offer is available to new customers. You must be a United States resident and have a valid taxpayer identification number.
What you need to do:
- You must deposit at least $1,000 in the first 45 business days of opening an account
- Keep your account in good standing while the bonus is added to your account
When you'll receive the money:The money will be deposited into your account around 10 business days after you meet the requirements.
Experian Smart Money Review
Understanding Checking Account Bonuses
Banks typically offer bonuses on checking accounts to draw in new customers. Bonuses also help create a distinction between competing banks that may offer similar interest rates, monthly fees, or opening deposit requirements.
Current bank account promotion offers range from $50 to $4,000. Generally, brick-and-mortar banks are more likely to offer bank account bonuses to new customers than online banks or banking platforms.
How to Qualify for Bank Signup Bonuses
To qualify for a bank account bonus, you must apply through a bank promotional page or use a special code to open a bank account through a bank representative.
Each financial institution will also list certain requirements you must meet by a specified timeframe. You might need to make a direct deposit or transfer, maintain a specific daily balance, and/or enroll in online banking to get the bonus.
Once you've completed all the requirements specified by the bank, the bonus will be deposited into your account. You'll also need to keep your bank account open for a certain time period to keep the bonus and avoid paying an early account closure fee.
A few financial institutions, like Chase and SoFi, have bank account bonuses for existing customers. Banks typically offer existing customers bank promotions when they want you to upgrade to a premium bank account with higher minimum balance requirements or utilize a specific banking feature. For example, you might be asked to set up direct deposits.
Remember, though, that most bonus promotions are for new bank account customers. Some banks will still let you qualify as a new customer if you've opened a bank account with them in the past, but they'll list a specific time that needs to have passed.
How to Choose the Best Checking Account Bonus Offer
Evaluating the best bank promotion deals requires more than simply checking the bonus requirements. After all, you want to choose a checking account that is right for your financial needs.
Here are three steps you can take to choose the best bank bonus offer.
1. Compare bonus values and requirements from similar financial institutions.
Think about which types of checking account you want and where you want to get it. Do you want a traditional checking account at a brick-and-mortar bank or a rewards checking account from an online bank? Are looking for an everyday banking option that has minimal maintenance requirements, or do you want to get a premium bank account that offers more rewards for maintaining a high account balance?
Once you've narrowed down your options, review a couple of institutions to see if bonuses are available. For example, you'll likely find several offers if you want a traditional checking account with a national brick-and-mortar bank. You can compare the requirements and cash bonus values and see if there's a standout option.
2. Review the bank account for common bank fees.
You don't want to open a bank account at a financial institution where you'll have to pay exorbitant bank fees because it isn't a good fit.Common bank fees you'll find include monthly maintenance fees, overdraft fees, ATM fees, and early account closure fees.
Make sure you meet the requirements to waive fees on your account. Otherwise, you might be better off getting a free checking account, so you can properly maintain your account without facing common bank charges.
3. Consider your long-term goals and see if the bank's overall products and services are a good fit.
In addition to reviewing bank account fees, assess other bank accounts and services. If you're looking to buy a home or open a credit card soon, it may be worthwhile to check out a bank to see if it could be a good option for future goals.
Tips for Maximizing Checking Account Bonuses
Here are tips you can use to maximize a bank account bonus:
- Keep track of offer deadlines. For bank account bonuses with tiered cash bonuses, make sure you review the requirements carefully to make sure you meet the specific requirements by the specified timeframe. For example, if you have to transfer in the first 60 days, take into account that ACH transfers take a few business days to process.
- Understanding the fine print.Many bonuses often list several requirements you'll need to fufill to get a bonus. The fine print on the promotional page will dive into these requirements further and tell you if there are any limits or specifications you should be aware of. For instance, a bank may tell you you'll get a bonus when you make an eligible direct deposit. You'll need to review the fine print to see which type of direct deposit is eligible.
- Call customer support if you need help understanding the requirements.If you aren't sure whether you can get a bonus, check in with a bank representative to clarify the bonus rules.
Why You Should Trust Us: Experts' Advice on the Best Checking Account Bonuses
We consulted banking and financial planning experts to inform these picks and provide their advice on finding the best bank account bonus for your needs.
- Sophia Acevedo, banking editor, Business Insider
- Mykail James, MBA, certified financial education instructor,BoujieBudgets.com
Here's what they had to say about bank account bonuses. (Some text may be lightly edited for clarity.)
What should I look for in a checking account bonus?
Mykail James, MBA, certified financial education instructor,BoujieBudgets.com:
"If you are using this bank as your main spending account, then you know that you will have less conflict with depositing money in there. It may be beneficial to look at specific things that are getting bonuses, specifically direct deposit."
Sophia Acevedo, banking editor, Business Insider:
"I would consider how much money is needed to obtain the bonus. Some banks may have several bonuses available, where you'll earn bigger bonuses for a higher account balance or direct deposit. See if a particular bonus is right for you and you're not going out of your way to qualify for it."
Banking Editor
Sophia Acevedo is a banking editor at Business Insider. She has spent three years as a personal finance journalist and is an expert across numerous banking topics.ExperienceSophia leads Personal Finance Insider's banking coverage, including reviews, guides, reference articles, and news. She edits and updates articles about banks, checking and savings accounts, CD rates, and budgeting and saving. She is highly knowledgeable about long-term trends in rates and offers at banks across the U.S.Before joining Business Insider, Sophia worked as a journalist at her college newspaper and was a freelance writer. She has spent seven years writing and editing as a journalist.Sophia was nominated for an Axel Springer Award for Change in 2023 for her coverage of ABLE accounts, tax-free savings accounts for people with disabilities. She was also a winner of a 2018 California Journalism Awards Campus Contest for her photography.She loves helping people find the best solutions for their unique needs and hopes that more people will find the tools to solve their financial problems. She’s inspired by stories of everyday people adapting to their financial circ*mstances and overcoming their fears around money.ExpertiseSophia's expertise includes:
- Bank accounts
- Savings and CD rate trends
- Budgeting
- Saving
- How banks operate
EducationSophia graduated from California State University Fullerton with a degree in journalism and a minor in political science.She is an avid reader across a variety of genres, and she started running in 2021. She ran in the 2024 Los Angeles Marathon.
Compliance and Operations Associate
Evelyn He is a Compliance and Operations Associate on the Personal Finance team to ensure content accuracy and editorial independence so readers get up-to-date and objective financial advice.The compliance team's mission is to provide readers with fact-checked and current stories so they can make informed financial decisions. The team also works to minimize risk for partners by ensuring language is clear, precise, and fully compliant with regulatory and partner marketing guidelines that align with the editorial team.
Personal Finance Insider editorial fellow
Kit Pulliam (they/them) is a banking expert who specializes in certificates of deposit, savings accounts, and checking accounts. They’ve been reporting, editing, and fact-checking personal finance stories for more than four years.ExperienceKit has spent their career making complicated concepts more accessible to the average person. As a tutor in math and reading comprehension after college, they melded the certainty of numbers with the flexibility of words, a skill that has served them in the personal finance field since.Before Business Insider, Kit was an editorial specialist for Tax Analysts, diving into the tax code to help readers get the best information about a confusing but necessary subject.They find banking similar to taxes in that way: There are some things everyone needs to know because just about everyone needs to work with a bank — and you don’t want to end up with an account that doesn’t serve your needs.As interest rates change, they enjoy the fast pace of reviewing rates for products like CDs and high-yield savings, which can change daily and have a direct impact on readers’ money.ExpertiseTheir expertise includes:
- Certificates of deposit
- Savings accounts
- Checking accounts
- CD rates
- Bank reviews
EducationKit is an alumnus of Vanderbilt University, where they studied English and psychology and received the Jum C. Nunnally Honors Research Award for their senior thesis.Outside personal finance, Kit enjoys reading, film, video games, and cross stitching. They are based in the DC area.
Top Offers From Our Partners
SoFi Checking and Savings Earn up to 4.60% APY on savings balances and up to a $300 bonus with qualifying direct deposit. FDIC Insured. There is no minimum direct deposit amount required to qualify for the 4.60% APY for savings. Members without direct deposit will earn up to 1.20% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. To earn the $300 bonus, the customer must complete a direct deposit with a minimum initial deposit of $250 in a new SoFi Checking and Savings account within 45 days of clicking to qualify (offer expires 12/31/24).
Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards.
Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.
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